Terms of Service

Last updated: 2026-05-14 Effective: 2026-05-14

Plain-English summary. Ropil is a web interface that lets you connect your own self-custodial wallet and route cross-chain swaps through independent third-party protocols (LI.FI, Relay, THORChain and others). We do not hold your funds. We do not match orders. We do not give financial advice. We are a piece of software you choose to use. Read these Terms before you do.

1. Acceptance of these Terms

By accessing, browsing, or using Ropil (the "Interface"), or by clicking any button presented as agreement, you ("you", "User") enter into a binding agreement with the operator of the Interface ("we", "us", "Operator") on these Terms of Service ("Terms"). If you do not agree, you must not use the Interface.

The Interface is provided "as is". If you continue to use it after we update these Terms, you accept the updated version. We will display the Last updated date at the top of this page.

2. Definitions

For clarity:

• "Interface" — the website hosted at Ropil and any associated front-end software, including any embedded swap or bridging widget.
• "Underlying Protocols" — the independent third-party smart-contract systems, aggregators, solvers, bridges and SDKs to which the Interface routes user-initiated transactions, including without limitation LI.FI, Relay Protocol, THORChain, and any DEX, bridge or solver those aggregators in turn route to.
• "Digital Assets" — cryptocurrencies, tokens, and other blockchain-native assets that you choose to swap, send or receive.
• "Wallet" — a self-custodial cryptocurrency wallet you control (e.g. MetaMask, Rabby, WalletConnect-compatible wallets, Phantom, Keplr, hardware wallets).
• "Restricted Person" — defined in Section 4.

3. What the Interface Is (and Is Not)

Summary. Ropil is a user interface. It is not an exchange, broker, custodian, money-services business, or financial advisor.

The Interface is a software application that lets you connect a Wallet you already control, reads public blockchain and Underlying-Protocol data, and constructs transaction calldata that you sign and broadcast from your Wallet. At no time do we take possession or control of your Digital Assets. All swaps, bridges and on-chain interactions are executed by the Underlying Protocols and by public blockchains themselves. We do not match counterparties, set prices, provide liquidity, custody funds, or guarantee execution.

The Interface is not a regulated exchange, ATS, MTF, broker-dealer, MSB, payment institution, e-money issuer, VASP, investment adviser, fiduciary, or custodian. Quotes, slippage and gas estimates, "best route" indicators and success-rate scores come from Underlying Protocols or third-party data sources; we do not warrant their accuracy.

4. Eligibility

Summary. Be an adult, be in a country we serve, and don't be on a sanctions list. We block obvious geographies.

To use the Interface you represent and warrant that:

1. You are at least 18 years of age and have full legal capacity to enter into these Terms.
2. You are not a Restricted Person, defined as:
   • (a) a U.S. Person within the meaning of Regulation S under the U.S. Securities Act, or any natural person physically located in, or any legal person organised under the laws of, the United States of America or its territories;
   • (b) a person or entity ordinarily resident, located, or organised in any jurisdiction subject to comprehensive sanctions administered or enforced by the U.S. Office of Foreign Assets Control (OFAC), the U.N. Security Council, the European Union, His Majesty's Treasury of the United Kingdom, or the Ministry of Finance of Ukraine — including, without limitation, Cuba, Iran, North Korea, Syria, the Russian Federation, the Republic of Belarus, and the so-called Donetsk, Luhansk, Crimea, Kherson and Zaporizhzhia regions of Ukraine;
   • (c) a person identified on any Specially Designated Nationals (SDN), Consolidated, or other sanctions or restricted-party list maintained by the aforementioned authorities;
   • (d) a person ordinarily resident in the United Kingdom, unless the Interface is being accessed solely in a capacity exempted from UK financial-promotion rules;
   • (e) on and from 30 June 2026, a person ordinarily resident in the European Economic Area, save where MiCA-compliant grandfathering or exemption applies to the specific Underlying Protocol you are interacting with. Use prior to that date by EEA-resident Users is on a transitional basis and at the User's own risk.
3. You are not using the Interface on behalf of a Restricted Person.
4. Your use of the Interface does not breach the laws of the jurisdiction in which you reside or from which you access it.

We may, at our sole discretion and without notice, block IP ranges, refuse to display the Interface, geo-fence access, or require attestations from any User. Use of a VPN, proxy or other tool to bypass geo-fencing is itself a breach of these Terms and may result in your transactions being unwound by Underlying Protocols.

5. No Financial, Legal or Tax Advice

Summary. Nothing here is advice. You decide.

Nothing displayed on the Interface — including quotes, routes, slippage estimates, "best route" indicators, success-rate scores, or any blog post, tooltip, FAQ entry or social-media post — constitutes investment, financial, legal, accounting or tax advice or a recommendation that any Digital Asset is suitable for you. You alone are responsible for evaluating whether a transaction is appropriate for your circumstances and for paying any taxes (including capital-gains and VAT) arising from your activity, in your own jurisdiction.

You should consult your own professional advisers before making any decision.

6. Third-Party Underlying Protocols

Summary. When you swap, you are using LI.FI / Relay / THORChain (etc.) directly. They have their own terms. Read them.

The Interface integrates and surfaces Underlying Protocols, including but not limited to:

• LI.FI — terms at https://li.fi/legal/terms-and-conditions/
• Relay Protocol — terms at https://relay.link/ (consult their published policies)
• THORChain — a permissionless protocol; please consult community documentation
• Any DEX, bridge, solver, validator or relayer those aggregators route to.

By choosing to swap or bridge through the Interface you are entering into a direct relationship with the relevant Underlying Protocol. Their smart contracts execute your transaction. Their slippage, MEV exposure, fees, liquidity, settlement timing and refund mechanics apply, not ours.

We do not control, audit, endorse, vet, insure, or guarantee the operation, security, solvency, or continued availability of any Underlying Protocol. Integration is not endorsement. A token, route, or protocol appearing in the Interface is not a security audit and is not a recommendation.

You irrevocably waive any claim against us arising out of, or attributable to, an Underlying Protocol's act, omission, exploit, bug, fork, governance decision, fee change, or discontinuation. (Modeled on CoW Swap Terms s. 9, https://cow.fi/legal/cowswap-terms)

7. Wallet, Network and Transaction Risks

Summary. Self-custody means self-responsibility. We can't recover anything for you. The Risk Disclosure expands on this Section.

You acknowledge and accept that: (a) you alone control your Wallet and are solely responsible for safeguarding seed phrase, private keys, hardware-wallet PIN, passkeys and any other credentials — we cannot recover, reset or override them; (b) blockchain transactions are generally irreversible and sending Digital Assets to a wrong address or on a wrong network can result in permanent and total loss; (c) routes can suffer significant slippage and MEV (sandwich, front-running, back-running); bridge legs can fail or refund in an unexpected token on a different chain; (d) network conditions (RPC outages, chain reorgs, dropped mempools, validator forks) may delay, fail, or duplicate transactions; (e) Underlying Protocols carry smart-contract risk — bugs, economic exploits, governance attacks — that audits do not eliminate; (f) tokens may be illiquid, malicious (honeypots, transfer-tax tokens) or spoof legitimate assets — always verify the token contract address.

8. Prohibited Activities

Summary. Don't launder, don't dodge sanctions, don't break the site, don't pretend to be us.

You agree not to use the Interface to, and not to cause or assist any third party to:

1. engage in money laundering, terrorist financing, proliferation financing, fraud, tax evasion, bribery, corruption, or any other criminal activity;
2. evade or attempt to evade sanctions imposed by any authority listed in Section 4;
3. engage in market manipulation, including wash trading, spoofing, layering, pump-and-dump schemes or coordinated front-running;
4. transact with funds derived from unlawful activity or from sanctioned wallets, mixers known to launder stolen funds, or addresses flagged by reputable on-chain analytics providers as associated with terrorism, child-sexual-abuse material, ransomware, hacks, theft or sanctions violations;
5. interfere with, disrupt, overload or compromise the security, integrity or availability of the Interface, including via denial-of-service attacks, malware, scraping outside any published API rate limits, or unauthorised access attempts;
6. reverse-engineer, decompile or disassemble the closed-source portions of the Interface, save where mandatory law allows;
7. impersonate Ropil, or create phishing sites, lookalike domains, fake mobile apps, or social-media accounts representing themselves as us;
8. submit false, inaccurate or misleading information, including in any future eligibility attestation;
9. use the Interface to test, exploit or research vulnerabilities without prior written authorisation from us (a separate responsible-disclosure policy may apply, see hello@ropil.xyz).

9. Intellectual Property and Open Source

Summary. Our brand is ours. Embedded third-party software keeps its own licence. Some of our front-end is open-source — respect those licences.

All trademarks, logos, designs, and original written content displayed on the Interface are the property of the Operator or of the relevant third-party rights-holder. You receive a limited, non-exclusive, non-transferable, revocable licence to access the Interface for personal, non-commercial purposes consistent with these Terms.

The Interface incorporates open-source components, including third-party libraries and SDKs (such as the LI.FI Widget and the Relay REST client). Those components remain licensed under their respective open-source licences (MIT, Apache 2.0, GPL, BSL, etc.). Nothing in these Terms purports to override those licences for the purposes of those components.

Where any portion of our own front-end is itself released under an open-source licence, use of that portion is governed by the terms of that licence and not by these Terms.

10. Disclaimers

Summary. Software is provided as-is. We make no promises.

THE INTERFACE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR THAT THE INTERFACE WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE.

WE DO NOT WARRANT THAT QUOTES SHOWN ARE THE BEST AVAILABLE, THAT ANY ROUTE WILL EXECUTE, THAT ANY BRIDGE LEG WILL COMPLETE, OR THAT YOU WILL RECEIVE ANY MINIMUM AMOUNT OF OUTPUT TOKENS. WE MAKE NO REPRESENTATION ABOUT THE LEGALITY OF YOUR USE OF THE INTERFACE IN YOUR JURISDICTION.

To the maximum extent permitted by law, all implied warranties are disclaimed.

11. Limitation of Liability

Summary. Even if something is our fault, our liability is capped at USD 100. We are never liable for indirect losses.

To the maximum extent permitted by applicable law:

• (a) IN NO EVENT SHALL THE OPERATOR, ITS AGENTS, CONTRACTORS OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, LOST GOODWILL, BUSINESS INTERRUPTION, OR THE COST OF SUBSTITUTE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES;
• (b) THE OPERATOR SHALL HAVE NO LIABILITY ARISING FROM (i) ACTS OR OMISSIONS OF UNDERLYING PROTOCOLS, (ii) SMART-CONTRACT BUGS, EXPLOITS OR GOVERNANCE DECISIONS, (iii) USER ERROR (WRONG ADDRESS, WRONG NETWORK, WRONG TOKEN), (iv) WALLET COMPROMISE, PHISHING OR MALICIOUS BROWSER EXTENSIONS, (v) BLOCKCHAIN OR NETWORK FAILURES, OR (vi) REGULATORY ACTION TAKEN AGAINST THE USER OR AN UNDERLYING PROTOCOL;
• (c) THE OPERATOR'S TOTAL AGGREGATE LIABILITY UNDER OR IN CONNECTION WITH THESE TERMS, OR YOUR USE OF THE INTERFACE, SHALL NOT EXCEED ONE HUNDRED UNITED STATES DOLLARS (USD 100).

Nothing in this Section excludes or limits any liability that cannot lawfully be excluded or limited, including liability for fraud or for death or personal injury caused by negligence.

12. Indemnification

You agree to defend, indemnify and hold harmless the Operator, its affiliates, contributors and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Interface; (b) your breach of these Terms; (c) your violation of any law or third-party right; (d) any transaction you initiate via the Interface; or (e) any false representation you make under Section 4.

13. Modification, Suspension and Termination

We may modify, suspend, restrict, geo-fence, or discontinue all or part of the Interface at any time, with or without notice, in our sole discretion. We may amend these Terms at any time by updating this page; continued use after publication constitutes acceptance.

Because the Interface is non-custodial, termination does not affect your Digital Assets — they remain in your Wallet and remain accessible via direct on-chain interaction or via any other interface to the Underlying Protocols.

14. Dispute Resolution and Governing Law

Summary. Disputes go to arbitration under the laws of the British Virgin Islands. No class actions. No jury trials.

These Terms, and any non-contractual obligations arising out of or in connection with them, shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict-of-laws principles. (BVI was selected over Saint Vincent and the Grenadines because SVG enacted the Virtual Assets Business Act in 2025, importing a domestic crypto regulatory regime that defeats the original "neutral seat" rationale; BVI's commercial-law tradition and well-litigated arbitration framework are better suited for a non-custodial DeFi front-end. The Republic of the Marshall Islands is a common alternative if a DAO wrapper is later adopted.)

Before commencing any formal dispute, the parties shall attempt in good faith to resolve the matter by written correspondence to hello@ropil.xyz for a period of thirty (30) days.

Any dispute not resolved informally shall be finally settled by binding arbitration administered under the Arbitration Rules of the United Nations Commission on International Trade Law (UNCITRAL) then in force. The seat of arbitration shall be Road Town, Tortola, British Virgin Islands. The arbitration shall be conducted by a sole arbitrator in the English language. The arbitral award shall be final and binding.

Class-action waiver. Each party may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

Jury-trial waiver. To the extent permitted by applicable law, each party irrevocably waives the right to trial by jury.

Nothing in this Section prevents either party from seeking interim or injunctive relief in any court of competent jurisdiction, or from seeking relief for a small individual claim in a competent small-claims court.

15. Miscellaneous

• Severability. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary; the remaining provisions of these Terms remain in full force and effect.
• No waiver. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision.
• Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms freely. These Terms bind permitted successors and assigns.
• Entire agreement. These Terms (together with our Privacy Policy and Risk Disclosure) constitute the entire agreement between you and us regarding the Interface.
• Force majeure. We are not liable for failure or delay caused by events beyond our reasonable control, including blockchain reorganisations, RPC outages, regulatory action, war, civil unrest, pandemic, and natural disasters.
• No partnership. Nothing in these Terms creates an agency, partnership, joint venture, or employment relationship between you and us.
• Language. These Terms are drafted in English. Any translation is provided for convenience; in case of conflict, the English text prevails.

16. Contact

For service of notice, eligibility questions, and any inquiry under these Terms: hello@ropil.xyz.

Drafted with reference to CoW Swap Terms (https://cow.fi/legal/cowswap-terms), LI.FI Terms & Conditions (https://li.fi/legal/terms-and-conditions/) and the public structure of the Uniswap Labs Terms of Service. Other commonly cited DeFi templates (Jumper, Matcha, 1inch) were not directly fetched during drafting and are noted as UNVERIFIED. Operator should obtain local legal review before publishing.

Revisions: 2026-05-14 — replaced Rango with Relay Protocol following stack change; replaced Saint Vincent and the Grenadines with British Virgin Islands following SVG VABA enactment in 2025.